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Exclusive Online Editorial

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Letter to Bob Dunham

Bob, I read your articles with interest in each issue of this magazine. I have been in the collection...

More Creative Collection Training Tips

Openers can be just as important as review sessions. They set the tone for your class, help your trainees...

More Ways to Motivate Your Collectors

Tax season is over. The 2011 tax season was fair in results. Overall, most debtors did make good attempts...

Columnist Bob Dunham

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Collection Agency Advisor

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"And the award goes to..."

"And the award goes to..."

It is that time of year, the award season. Actors are recognized for their talent shown on the big...

Specialize or Diversify: Credit Card Challenges and Student Loan Growth

Specialize or Diversify: Credit Card Challenges and Student Loan Growth

Welcome 2012, have been waiting for you. Why is 2012 so important? It’s the start of a new year. In...

Negotiating Unsupported Frivolous Lawsuits

When I wrote about frivolous lawsuits in the past, it generated many e-mail responses of support on...

Make the Call Worth Your Dime, Leave a Message

In this issue’s featured topic, Collection Advisor is spotlighting telecom collections. I thought...

Choosing Between Aggregate and Blanket Settlements

What is a better authority: having a client aggregate settlement or a simple blanket settlement percent?...

The Slight Edge of Daily Discipline Defines Great Collectors

From Skip Tracer to CEO Knows Value of Batch Tracing

How Do You Attract or Lose Top Gun Collectors?

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Feature Stories

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Direct Drop Useful, But May Violate TCPA

Direct Drop Useful, But May Violate TCPA

In Collection Advisor’s work with collection professionals around the country, we have noticed a general...

Three Types of Skips

Greetings from the great State of Alabama! ROLL TIDE ROLL!! With my travels all across this nation...

Record Breaking Settlements Over Debt Buying Collection Techniques

The second-largest penalty ever levied on a debt collector was settled at the end of January. Asset Acceptance...

The New Mortgage Collection Environment

Collection efforts for mortgage collections that worked well in times of easy credit may not be appropriate...

FTC Commissioner Brill Explains FDCPA and the New CFPB

Julie Brill, Commissioner at the FTC welcomed the new Consumer Financial Protection Bureau (CFPB) stating...

Attendees & Vendors Rock 'n' Roll at ACA's Annual Convention

Can Regulation Keep Up With Telecom Debt

Utility Collections Utilize Skip Tracing

Think IRAs are Exempt? Think Again.

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Cover Stories

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The Thrill of the Hunt

The Thrill of the Hunt

Skip tracing is based on one of the most primal exercises we as a species have participated in: the hunt....

Top 25 Most Influential Collection Professionals 2011

Top 25 Most Influential Collection Professionals 2011

An influential professional is not only driven by a powerful return on investment but the methods by...

Grappling With Medical Debt

The rising cost of healthcare has been hit hard by the bad economy. Healthcare costs mirror a steady...

ACA's New Superhero Mark Neeb

Described as a superhero by attorney Adam Plotkin, Mark Neeb was given the superhero name, ‘Markman’...

How Credit Card Collection Trends Are Changing

The collection industry continues to change, as the economy marches onward through the recession....

Agencies Work to Lower Government Debt

IVR Experts Explain How to Increase Collection Results

Mastermind Data Company Provides Fresh Files

Tracking Down Debtors

Fund an End to the Recession: Collect Aged A/R

11 Tips for Collection Letter Success in 2011

Top 25 Collection Technology Products of 2010

Columnnist Rodney Bowers

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Technology Advisor

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Technology Addresses Document Management Problems

Technology Addresses Document Management Problems

Every agency faces the monumental task of managing the myriad of documents that support their business...

Virtual Desktop Initiatives Lower Technology Costs

Virtual Desktop Initiatives Lower Technology Costs

Today’s economic environment is continuing to pressure agencies to do more with less: lower liquidation...

Hi Tech Requirements for the HITECH Act

This column has addressed a number of security related requirements that result from regulatory...

Telecommunication Options for High-Volume Campaigns

Telecommunication portfolios typically involve large numbers of accounts with low-dollar values compared...

Sony PlayStation Compromise Underlines the Need for PCI Compliance

The recent compromise of the Sony PlayStation Network affected the personal accounts of 77 million...

Data File Format Conversions Improve Client Relationships

Your In-House Databases Provide Internal Skip Tracing Process

Disaster Recovery Plan in the Age of WikiLeaks

Technology Addresses Document Management Problems

Columnnist Wendy Badger, Esq.

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Compliance Advisor

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Recurring Telephone-Initiated ACH Debit Entries

Recurring Telephone-Initiated ACH Debit Entries

Until September 16, 2011, the NACHA Rules allowed for only single-entry ACH debits for Telephone-Initiated...

Empowering the Collection Staff

Empowering the Collection Staff

In the last few years, we, as an industry, have seen a surge in collection complaints and lawsuits. Many...

FTC Issues Enforcement Policy for Collecting Decedent's Debts

On July 27, 2011, the Federal Trade Commission (FTC) issued an Enforcement Policy Statement (Matter...

EFTs, ACH, Checks by Phone, TEL-Entries & Web Payments

Processing payments used to be easy.  A consumer would pay you in cash or send in a money order or...

How Merchants Have Taken the Convenience Out of Convenience Fees

The prospect is attractive — passing on the cost of processing a credit or debit card or check by...

7 Tips to Ensure TCPA Compliance

Professionals Advise on Consumer Financial Protection Bureau (CFPB)

Template-Wendy Badger, Esq.

Columnnist Ron Brown

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Skip Tracing Advisor

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The Secret of the Skip Tracer's Positive Mental Attitude

The Secret of the Skip Tracer's Positive Mental Attitude

We continue our attempts to isolate the major characteristics of a successful tracer in this issue...

“THE VOICE”: Skip Tracing by Mirroring Response of Informants

“THE VOICE”: Skip Tracing by Mirroring Response of Informants

“THE VOICE”: Skip Tracing by Mirroring Response of Informants In the last issue we discussed with...

Skip Tracing: The Hunter Instinct & Communication

In the last issue we tapped into the minds of a few of the nation’s top tracers to get a few ideas...

5 Expert Opinions on Manipulating and Massaging Data to Find Skips

In the last issue, we discussed cyber tracking through social sites — the “rules” and the “procedures”...

Social Sites Make Locating Debtors Easier Than Ever

Let’s take a break from mind manipulating and neurolinguistics and hit a lighter note with a look...

Listen Closely for Inflection, Tonal Range and Background Noise

Using the Word 'Because' to Locate the Unlocatable

A Basic Fact of Neurolinguistics: People Hate the Word 'No'

Columnnist Harry A. Strausser III

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Collection Training Advisor

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212 Degrees in 2012

212 Degrees in 2012

There is a positive tone in the air in the ARM industry in recent months. Many conversations have...

Learn from the Salmon: Head Upstream!

Learn from the Salmon: Head Upstream!

When I was a young teenager I enjoyed fishing with my father. One year I had the pleasure of going salmon...

Benchmarking Makes the Best Better

One great reason to come to an ACA convention is to get great ideas and work with others. As you get...

Understanding the Consumer Clears the Pathway to Recovery Success

Today I am traveling through the San Francisco airport to my home in Pennsylvania. As I sat for over...

Review and Reinforce Using the Alphabet, Sticky Dots and TV Shows

As trainers, we work hard to provide as much valuable information as possible. Sometimes the amount...

Educators Nurture Collectors, Harvest Outstanding Results

Training for Generations

Columnist Fred N. Blitt

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Legal Collection Advisor

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Skip Tracing Issues That Impact Collection Law Firms

Skip Tracing Issues That Impact Collection Law Firms

Like many of you, after I get home from work, I try to spend a little time with my family. In fact, on...

Mortgage Deficiency Collections

Mortgage Deficiency Collections

Collecting on a mortgage deficiency is typically not an easy task. The unfortunate set of circumstances...

The Dilemma of Privacy vs. Pleading in the HIPAA Era

What is HIPAA In 1996, President Clinton signed the Health Information Portability and Accountability...

6 Common Themes That Drive the Best Collection Law Firms

What is the one steadfast theme throughout everything that the best collection law firms do each day? ...

Client Audits Focus on Financial Department Segregation of Duties to Verify Their Court Costs

Another collection law firm blew up unexpectedly this past winter. As was the case with two other...

The Call to Organize Creditor Bar Associations at the State Level

Legal Collection Vision: Regular Strategic Planning

Less Than 10% of Consumers Are Delinquent Debtors

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Software Reviews

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Top Five Skip Tracing Solutions 2012

Top Five Skip Tracing Solutions 2012

Integrated Data Scrubbing, Scoring and Skip Tracing Ultimate Find utilizes data scrubbing, skip tracing...

Top Four Voice Boadcasting Solutions 2011

Top Four Voice Boadcasting Solutions 2011

Dynamic Real-Time “Do Not Call” Lists Global Connect’s Strategic Voice Messaging System is a...

Top 4 High-End Collection Solutions 2011

Rules-Based Point System Maximizes Dollars Collected CollectOne is CDS Software’s single-source...

Top 6 Small Office Solutions 2011

Eliminates the Need to Upgrade Software CollectOne from CDS Software is a single-solution collection...

Top 6 Skip Tracing Solutions 2011

Color-Coding Option Focuses on Recently Added Information CBCInnovis provides risk management solutions...

Top 4 Voice Broadcasting Solutions 2011

Top 4 Legal Collections Solutions 2011

Direct Drop Compliance Response PDF Print E-mail
Written by Steel Rose   

I was just forwarded your article titled “Direct Drop, Useful, but may violate TCPA”.  DialConnection offers a suite of products that service the Collection Industry, one of which has been branded DirectDrop.  The technology that you are discussing in your article is not the technology our DirectDrop platform utilizes.  DirectDrop is not a “Dialing” Technology.  Most of the points made in your article would likely be considered a violation of the TCPA.  Additionally DialConnection would never advocate knowingly calling a cell or mobile number using a Predictive Dialer.

Mark Love was able to accurately recite the section of TCPA on auto dialers.  I can say 100% conviction that Dial Connection’s contact center solution is in compliance.

Your article’s talking points centers around the use of Auto/Predictive Dialers used to knowingly ring a cell phone for the sole purpose of having the caller ID show up on that device. Although I am not a lawyer I would recommend staying away from this as a collection strategy.

As far as our DirectDrop offering, we have gone to great lengths to come up with a solution that is compliant and cost effective.  I can only speak to our application with complete certainty but we would never simply dial a cell / mobile device and just hang up.  The two biggest differences in what our DirectDrop service provides vs. what your panel was discussing are the following:

  1. DirectDrop Never Calls the debtors phone.
  2. DirectDrop always delivers an approved and compliant message (FOTI or otherwise).

DialConnection prides itself on supplying creative and technologically advanced solutions for the collection industry; simply having your legacy dialer make phantom calls to debtor’s cell phones is only going to give our industry another target for lawyers.

I have already had our current and potential customers contact me about this article.  I would appreciate it if you can email or get our rebuttal in your next publication.  I have attached our whitepaper and DirectDrop that will correctly answer most of your questions raised in your round table discussion.  In the future we would be more than happy to participate in these types of discussions on technology issues and solutions.

As always thanks again for your time and consideration, I hope that we can inform your readership of what DirectDrop really is and how it should be used.  Better yet give me your cell number and I will provide you with a demonstration of the technology.  Please contact me at your convenience.

Sincerely,

David W. Sargent

Executive Vice President

DialConnection LLC

 
Direct Drop Compliance Response PDF Print E-mail
Written by David Sargent   

I was just forwarded your article titled “Direct Drop, Useful, but may violate TCPA”.  DialConnection offers a suite of products that service the Collection Industry, one of which has been branded DirectDrop.  The technology that you are discussing in your article is not the technology our DirectDrop platform utilizes.  DirectDrop is not a “Dialing” Technology.  Most of the points made in your article would likely be considered a violation of the TCPA.  Additionally DialConnection would never advocate knowingly calling a cell or mobile number using a Predictive Dialer.

Mark Love was able to accurately recite the section of TCPA on auto dialers.  I can say 100% conviction that Dial Connection’s contact center solution is in compliance.

Your article’s talking points centers around the use of Auto/Predictive Dialers used to knowingly ring a cell phone for the sole purpose of having the caller ID show up on that device. Although I am not a lawyer I would recommend staying away from this as a collection strategy.

As far as our DirectDrop offering, we have gone to great lengths to come up with a solution that is compliant and cost effective.  I can only speak to our application with complete certainty but we would never simply dial a cell / mobile device and just hang up.  The two biggest differences in what our DirectDrop service provides vs. what your panel was discussing are the following:

  1. DirectDrop Never Calls the debtors phone.
  2. DirectDrop always delivers an approved and compliant message (FOTI or otherwise).

DialConnection prides itself on supplying creative and technologically advanced solutions for the collection industry; simply having your legacy dialer make phantom calls to debtor’s cell phones is only going to give our industry another target for lawyers.

I have already had our current and potential customers contact me about this article.  I would appreciate it if you can email or get our rebuttal in your next publication.  I have attached our whitepaper and DirectDrop that will correctly answer most of your questions raised in your round table discussion.  In the future we would be more than happy to participate in these types of discussions on technology issues and solutions.

As always thanks again for your time and consideration, I hope that we can inform your readership of what DirectDrop really is and how it should be used.  Better yet give me your cell number and I will provide you with a demonstration of the technology.  Please contact me at your convenience.

Sincerely,

David W. Sargent

Executive Vice President

DialConnection LLC